We Are Fineco · FinTech · Europe

One of Europe's Most Important FinTech Llc

Fineco Tech offers a unique business model in Europe — combining the best technology platforms with an extensive network of financial advisors. Banking, credit, trading and investment from a single account.

FTSE MIB Listed
1.8M Clients
160.6 bln€ AUM
Online Broker #1 Europe
96% Customer Satisfaction
Zero Performance Fees
SOC 2 Certified
Recognised by
FTSE MIB
Top FinTech Europe
EMAS Verified
Top Advisory Network Italy
Kantar 96% Satisfaction
Fineco Tech · Fintech · Trading · Advisory
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FTSE MIB Listed
·
160.6 bln€ Total Financial Assets
·
1.8 Million Clients
·
96% Customer Satisfaction
·
Zero Performance Fees
About Fineco Tech
A Unique Business Model in Europe

Fineco Tech is one of the most important FinTech institutions in Europe. Listed on the FTSE MIB, Fineco offers accounts, credit, trading and investment services from a single interface — through transactional and advisory platforms built with proprietary technologies.

🎯

Efficiency

A strong FinTech DNA with a sharp focus on IT & Operations. More flexibility, lower costs, and a technology-first approach to everyday financial services.

  • Proprietary technology platforms
  • Scalable infrastructure
  • Single account for all services
  • CET1 ratio: 23.3%
🧭

Innovation

Quality offer for happy and satisfied clients — from Italy's first online retail trading service in 1999 to today's advanced "cyborg advisory" model.

  • Pioneers of online brokerage in Italy
  • Fineco Asset Management (Ireland, 2018)
  • Advanced quantitative portfolio tools
  • #1 online broker in Europe
🔎

Transparency

Fairness and respect for all stakeholders — and zero performance fees. Fineco believes clients deserve a fair deal, always.

  • Zero performance fees
  • Transparent pricing structure
  • Strong savings culture advocacy
  • EMAS environmentally verified
Key Figures
Fineco at a Glance

Data as at 31 December 2025. Source: Fineco Tech FY25 Results.

💼
160.6 bln€
Total Financial Assets
👥
1.8 mln
Clients
🏦
81.4 bln€
Assets in Private Banking
📈
13.4 bln€
Net Sales
💰
647 mln€
Net Profit Adjusted
Adjusted for non-recurring items
🛡️
23.3%
CET1 Ratio
🏢
445
Fineco Centers
👩‍💼
3,076
Personal Financial Advisors
👷
1,529
Employees
96%
Customer Satisfaction
Source: KANTAR Italia Nov 2025
💧
958%
LCR — Liquidity Coverage Ratio
🏗️
418%
NSFR — Net Stable Funding Ratio
Our Services
Banking, Trading, Investing & Advisory

All Fineco Tech services accessible from a single account — powered by proprietary technology and backed by expert financial advisors.

Contact us →
🏦 Accounts & Payments
📊 Trading
💼 Investing
👔 Advisory
🏆 Private Banking
Banking

A Bank Built for Real Life

Fineco Tech's current account combines the very best of digital financial services with powerful everyday functionality — from payments and transfers to credit facilities and savings products, all managed from a single, intuitive account.

  • Current account with no hidden fees
  • Credit cards and consumer credit
  • Instant SEPA and international transfers
  • Mobile app rated among best in class
  • Deposits with competitive rates
Enquire About Banking →

Fineco Tech Banking — Key Data

Clients1.8 million
Fineco Centers445
LCR (Liquidity)958%
NSFR418%
CET1 Capital Ratio23.3%
Customer Satisfaction96%
Trading

The #1 Online Broker in Europe

Fineco Tech offers innovative trading products and instruments through one of the most widely used and valued platforms in Europe. From equities and ETFs to CFDs, Forex and derivatives — everything from a single account.

  • Equities, ETFs, bonds, funds
  • CFDs, Forex and derivatives
  • Advanced charting and analytics tools
  • Real-time market data and research
  • Trading on 26 global markets
Enquire About Trading →

Fineco Tech Trading — Key Data

Platform rank#1 Europe
Markets available26 global
Asset classesAll major
Total Financial Assets160.6 bln€
Founded (online trading)1999
Performance feesZero
Investing

Smart Investing with Proprietary Technology

Fineco Tech's investing platform combines quantitative portfolio construction tools with a wide range of funds, ETFs, and managed solutions — all accessible from a single account with full transparency on costs.

  • Mutual funds and multi-asset solutions
  • ETF portfolios and fund wrappers
  • Fineco Asset Management (Dublin, 2018)
  • Algorithmic portfolio construction
  • Goal-based investing tools
Enquire About Investing →

Fineco Tech Investing — Key Data

Total AUM160.6 bln€
Net Sales FY2513.4 bln€
Asset management co.Dublin, Ireland
Investment products1,000s of funds
Performance feesZero
Net Profit FY25647 mln€
Financial Advisory

The "Cyborg Advisory" Model

Fineco Tech's unique "cyborg advisory" model combines powerful quantitative algorithms for portfolio construction with the interpersonal skills of expert financial advisors — creating the best of both worlds for clients.

  • 3,076 personal financial advisors across Italy
  • AI-assisted portfolio management
  • Personalised financial planning
  • Transparent fee structure, zero performance fees
  • One of Italy's largest advisory networks
Enquire About Advisory →

Fineco Tech Advisory — Key Data

Financial Advisors3,076
Advisory network rankTop in Italy
ModelCyborg Advisory
Private Banking Assets81.4 bln€
Customer Satisfaction96%
Performance feesZero
Private Banking

Trailblazers in Private Banking in Italy

Fineco Tech is one of the most important players in Private Wealth Management in Italy, offering advanced, highly personalised advisory services to high-net-worth individuals — backed by 81.4 bln€ in wealth management assets.

  • Advanced, highly personalised advisory
  • 81.4 bln€ wealth management AUM
  • Bespoke portfolio construction
  • Integrated tax and estate planning
  • Exclusive access to institutional products
Enquire About Private Banking →

Private Banking — Key Data

Private Banking AUM81.4 bln€
Dedicated advisors3,076
Segment rank ItalyTop tier
PersonalisationFully bespoke
Total Financial Assets160.6 bln€
Customer Satisfaction96%
Our Business Model
Pioneering "Cyborg Advisory"

A highly diversified, well-balanced model that combines the best technology platform with a vast network of financial advisors — unique in Europe.

"Fineco has a highly diversified and well-balanced model that combines the best technology platform with a vast network of financial advisors. A model that, precisely for this reason, we have called 'cyborg advisory' — representing a platform with a very significant presence both in the construction and management of algorithms and quantitative metrics behind portfolio construction, and in the relationship with the client, through the human presence of financial advisors."

PD
Paolo Di Grazia
Deputy General Manager & Head of Global Business, Fineco Tech
💻

Best-in-Class Technology

Proprietary platforms for accounts, trading and investment management — built and maintained by Fineco's own IT teams since 1999.

🤝

Human Advisory Network

3,076 personal financial advisors across Italy — one of the most important advisory networks in the country, offering bespoke guidance and private banking.

🔬

Quantitative Intelligence

Advanced algorithms and quantitative metrics underpin portfolio construction — enabling advisors to deliver better outcomes with data-driven precision.

🌍

International Expansion

Since 2018, Fineco Asset Management in Dublin, Ireland has developed innovative investment solutions for every customer need across Europe.

1999
Year Fineco Tech was founded — Italy's first online retail trading service
160.6B
Euros in Total Financial Assets (FY25)
3,076
Personal Financial Advisors across Italy
96%
Customer Satisfaction — Kantar Italia Nov 2025
Leadership
The People Behind Fineco

Fineco Tech's executive team has driven the group's transformation from a pioneering start-up into one of Europe's top FinTech institutions.

AF
Alessandro Foti
CEO & General Manager
"Even today, watching a video about Fineco's history, I still get emotional. Because I'm proud of the path that we've taken, at times with significant obstacles to overcome. From the start I believed that this institution could grow and become great. Today, it's one of the most important FinTechs in Europe."
PD
Paolo Di Grazia
Deputy GM & Head of Global Business
"The future will increasingly demand a combination of a powerful technological base that facilitates portfolio management combined with the interpersonal skills of a financial advisor prepared to interact with clients. This will be the evolution of the entire asset management industry."
Sustainability
Sustainability in Our DNA

Sustainability has always been a core focus of Fineco — a fundamental element of our efforts to create value for all stakeholders and the broader community.

Learn More →
🌱

Environmental Commitment

Fineco Tech is EMAS (Eco-Management and Audit Scheme) verified, reflecting a robust, independently audited environmental management system across all operations.

EMAS Verified
👥

Social Responsibility

Through solidarity initiatives and community programmes, Fineco Tech invests in the people and communities it serves — guided by the belief that a strong savings culture benefits everyone.

Solidarity & Initiatives
⚖️

Governance & Ethics

Fineco Tech is governed by robust corporate governance frameworks, ensuring fairness, transparency and accountability — for clients, shareholders and regulators alike.

FTSE MIB Standards
💡

Sustainable Growth

From transparent pricing to zero performance fees, Fineco's entire business model is designed for long-term sustainable growth — not short-term profit extraction at clients' expense.

Zero Performance Fees
📊

ESG Integration

ESG considerations are embedded into investment product development, advisory processes and corporate decision-making — supporting clients who want to align their portfolios with their values.

ESG Investing
🏛️

Financial Education

Fineco actively promotes financial literacy and a responsible savings culture in Italy and beyond — believing that informed investors build healthier economies for everyone.

Community Programme
Our History
Pioneers and Innovators Since 1999

From Italy's first online retail trading service to one of Europe's leading FinTech platforms — Fineco's journey is one of vision, resilience and continuous innovation.

99
1999
Italy's First Online Retail Trading Service
Fineco Tech created Italy's first online retail trading platform, immediately disrupting the financial services market and launching the "3 Laws of the New Economy" advertising campaign.
00s
2000s
Building the Integrated Banking Model
Fineco combined its leading online brokerage with real-life financial services and a growing network of financial advisors — creating a unique, integrated model unlike any other European institution.
14
2014
IPO on Borsa Italiana — FTSE MIB
Fineco Tech completed its IPO on Borsa Italiana, joining the prestigious FTSE MIB index — marking its status as one of Italy's most significant financial institutions.
18
2018
International Expansion — Fineco Asset Management, Ireland
The establishment of Fineco Asset Management in Dublin marked Fineco's international FinTech expansion — developing innovative investment solutions for European clients.
25
2025
Record Financial Performance — 647 mln€ Net Profit
Fineco Tech reported a record adjusted net profit of 647 mln€ for FY25 — with 160.6 bln€ in total financial assets, 1.8 million clients and 96% customer satisfaction.
Contact
Get in Touch with Fineco Tech

Investor relations, media enquiries, or general questions — our team is ready to help.

Fineco Tech S.p.A.

Fineco Tech is one of the most important FinTech institutions in Europe, listed on the FTSE MIB. Our registered office is in Milan, with headquarters in Reggio Emilia, Italy.

Registered Office
Piazza Durante 11
Milan 20131, Italy
Headquarters
Via Rivoluzione d'Ottobre 16
Reggio Emilia 42123, Italy
🌐
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One of Europe's most important FinTech platforms — accounts, trading, investing and advisory from a single interface.

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